Helping your kids to stand out in the eyes a college admissions officer takes a lot — usually that means a lot of money. But before you spend beaucoup bucks on private tutors and athletic coaching, do a quick cost-benefit analysis of whether those investments will really pay off.
After six years of unemployment, Maria once again has a steady paycheck. She is ready to budget responsibly and save for the future, but how should she factor in spending money on her wants as well as her needs?
