mortgage rates

High interest rates often make home equity loans or cash-out refinance options unappealing.

With prices and mortgage rates high, people are “buying at the edge of what they can qualify for,” a real estate economist says.

Some sellers who have delayed putting their homes on the market are now doing so, but inventory is still lower than normal.

Falling interest rates on Treasuries could lead to lower mortgage rates, which are key to a recovery in the housing market.

Turns out what we’re seeing may not be optimism as much as less pessimism.

Mortgage rates have popped back up above 7%, sales have fallen and builder sentiment is down. 5% would get things moving, per one economist.

Normally, higher interest rates mean cheaper homes. Not this time.

Zillow find that million-dollar homes are proliferating — and not just in the usual high-cost metro areas like New York, San Francisco and Los Angeles.

When you take mortgage rates, housing prices and incomes into account, homes are 44% less affordable than they were two years ago.

But the boom doesn’t seem to be reaching some parts of the country.