Higher home prices and the Federal Reserve’s efforts to curb inflation are responsible for much of the slowing market.

In some markets, sellers can no longer bet on multiple offers and quick deals, and buyers can afford to be pickier.

Mortgage rates have fallen by half a percent over the last two weeks, according to Freddie Mac. One reason? Demand for homes has been slowing.

For buyers, the competition is less fierce, but some sellers still have “pie in the sky” hopes.

The number of pending sales is down from last year, but homes are still selling quickly.

Mortgage rates are up. Realtors are being laid off.

They’re sliding even though the Federal Reserve has been raising interest rates this year.

The median payment on a new mortgage increased almost 9% from March to April.

More homebuyers are applying for adjustable-rate mortgages, which often come with a lower initial monthly payment. But borrowers could end up paying more in the long run.

Mortgage rates are rising, but deposit rates will lag, says Laurie Stewart, president of Sound Community Bank in Seattle.