What I like about the insurance money management framework is that it takes seriously the idea that how you save and where you save is all about what you want out of life — your goals, your desires, your values, your lifestyle.
My husband and I have had term life insurance since we married. Now that our children are on their own, I'm considering canceling my life insurance. Is this "penny wise and pound foolish"? We no longer depend on my income to pay bills. What other reasons are there for keeping term life insurance? Jane, Shorewood, WI
For 2012, I'm switching to a high-deductible health plan and will enroll in the associated health savings account. What investment strategy do you recommend? Cash, bonds or total market? Ken, Portland, OR
