Office building vacancies remain elevated, especially in coastal cities. Lenders worry about developers’ ability to pay back their debt.

A recent study from the Federal Reserve Bank of New York shows that people often use government stimulus money to pay off debt — especially if they have a lot of it.

Yanely Espinal, host of Marketplace’s podcast “Financially Inclined,” tells the story of taking on a financial responsibility she wasn’t prepared for.

Total loan balances rose from last quarter and year over year, according to the FDIC. There are good reasons to borrow now.

In 2022, consumer credit increased 7.8% from the year before. But in December, the growth in borrowing decelerated.

Consumer debt levels have been rising. While wage gains have helped people pay off debt, those gains have been slowing down.

A New York Fed survey shows consumers are cutting back. But inflation means they’re paying more for the same stuff.

Google, for instance, has more than $116 billion in the bank, but isn’t rushing to pay off its borrowings.

Many companies are borrowing now — if they can — in a bid to get ahead of further rate hikes this year.

About 20% of young adults with a credit report have debt in collections, report shows. As a group, they may face higher borrowing costs.