Student loan interest was paused during the pandemic, but that ended in September. That’s just one reason experts expect more borrowers to default on their loans.

With missed student loan payments now affecting credit scores, borrowers face tough choices.

Consider convenience fees and interest before you change the way you pay your landlord. They could erase any credit card rewards.

An analysis from personal finance company WalletHub found consumers took on an additional $74 billlion in credit card debt in 2024.

Though many households are faltering on credit card and auto loan payments, wealthier Americans are keeping the spending metrics robust.

December sales figures showed spending was strong, but more consumers are using credit cards and buy now, pay later programs to finance purchases.

The pandemic set the stage for the bankruptcies, although they were delayed by government payouts and PPP loans.

Restaurant foot traffic has declined in the U.S. by 3%-3.5%. And expenses are way up.

The proportion has doubled since last year. Amid constant advertising, more people have credit card balances and those balances are rising.

The 0% interest on many buy now, pay later plans is appealing to cash-strapped holiday shoppers. But nonpayment ends up on credit reports.