Irresponsible spending and not enough saving is what contributed to the financial crisis. More Americans are now saving and spending less, but that may have a negative impact on economic growth. So what are we to do?

Question: I am 25 years old and am debating paying down my student loan or saving the money for a larger emergency fund. Currently I have 18k in…

The Federal Reserve's plan to keep interest rates near zero for two more years nearly wipes out interest income for people who rely on federally insured savings accounts and certificates of deposit.

Question: I recently sold my home in Washington DC and have moved to Las Vegas, NV for my job. As a result of the sale of my home, I earned a…

On this week's show, Carl Richards, he's a certified financial planner and New York Times contributor, said that he often makes this suggestion to…

Question: I should be getting a addition to my (meager) salary soon. At the moment, I can barely make ends meet, especially during the winter. What…

One state — Alabama — added over a million to the food assistance rolls as tornadoes and the economy affected families

Question: We were in a traffic accident a while back and our vehicle was totaled. Fortunately we are all ok (barring some persistent muscular pain…

Question: Should I cash in my EE and I bonds? Are they safe? Are they going to continue to be safe? I'm a retired teacher, already lost big on my…

Millions of Americans are struggling to save more. The high unemployment of the past several years has convinced us that we need to shore up our…