Tess Vigeland talks to author Mark Miller about his book "Hard Times Guide to Retirement Security," on how to plan your retirement without taking on too much risk.

Question: I am 51 and an independent consultant/writer. Love my work, but it keeps me poor. Due to resolved disability issues, I only entered the…

Fidelity: Records numbers are raiding their 401(K)s American Airlines hit with record fine Transocean: BP's hiding info about the Gulf spill. BP…

A new report from Fidelity Investments says more Americans are dipping into their 401(K)s and other similar funds. Jill Schlesinger, editor-at-large at CBS MoneyWatch, talks with Steve Chiotakis about why a record number of people are making hardship withdrawals.

Tess Vigeland and Kathy Kristof from CBS Moneywatch.com answer listener questions on how to invest to supplement retirement in the future, how much to help a child out with college costs and how to dig yourself out of college debt.

Marketplace's Economics Editor Chris Farrell argues that retirement age can be lowered — without ruining the Social Security system.

Tess Vigeland talks to Dr. Christian Weller, a Social Security expert, on how raising the retirement age would affect how people plan and save for retirement.

Nearly 15 percent of retirees depend on a Social Security check as their sole source of income. Reporter Peter O'Dowd talks to seniors in Arizona about getting by with just Social Security.

It's a great time to get a loan — interest rates are low low low. But the low interest rates negatively impact retirees who expected more from their fixed income investments.