Vivian Gueler of Pacific Trust Group says demand for housing in Los Angeles is outpacing supply, thanks largely to low interest rates.

But homeowners are in a better position to avoid foreclosure than they were in the last crisis.

Interest rates on 30-year mortgages have started climbing.

Some of the initiative is philanthropic, but most of it is lending with an expected return for the bank.

The pandemic has surprisingly become a busy time for this mortgage broker.

Low mortgage rates and high demand are good news for homeowners.

Mortgage finance company Freddie Mac says rates on 30-year fixed mortgages fell below 3% for the first time in 50 years.

And that’s one reason for the persistent homeownership gap.

April saw the biggest one-month jump in U.S. home loan delinquencies ever.

And getting a mortgage is harder, too.