The agency wants the country’s largest banks to split the cost of refilling its coffers. But smaller banks aren’t sure they’re in the clear.

The FDIC allows coverage of different types of accounts at the same bank. There are also services that help you spread your money around.

The feds didn’t take possession of Silicon Valley Bank and Signature Bank. That was up to state regulators in California and New York.

The money’s coming from a fund run by the FDIC that derives most of its revenue from banks.

Three agencies aim to keep traditional banks from getting too involved in cryptocurrency, which has lost value and seen corporate meltdowns.