They’ve been operating under more scrutiny from the federal government and trying to manage the Federal Reserve’s higher interest rates.

Mortgage applications rose last week, thanks in part to a dip in mortgage rates, according to a new report. But credit availability has been falling.

Hedge funds and private equity loans might lend like banks, but they’re not regulated like them.

The agency wants the country’s largest banks to split the cost of refilling its coffers. But smaller banks aren’t sure they’re in the clear.

Limiting riskier, illiquid investment could make banks and the financial system more stable — but the Federal Reserve isn’t so sure.

Community development financial institutions are mostly concerned about a ban on extended-term mortgages and balloon payments.

Deregulation has allowed lenders to operate across state lines, making it easier for banks to merge when they’re in trouble.

Short selling’s legal. Misrepresenting a firm’s finances for profit isn’t.

Emily Flitter of The New York Times explains how the head of JPMorgan became one of the key people trying to shore up the banking system.

Main Street banks, often more diversified and risk-averse than Wall Street banks, are largely shrugging off First Republic’s meltdown.