Silicon Valley Bank Collapse

Even if you don’t bank with Silicon Valley Bank or Signature Bank, the fallout from their collapses has probably grabbed your attention.

Chatter among the bank’s depositors on social media and texting groups may have exacerbated its demise.

Consumer sentiment isn’t as gloomy as the failure of Silicon Valley Bank might lead you to expect.

Investing in long-term government bonds and mortgage-backed securities hurt the bank as interest rates rose and bond prices plummeted.

VCs have been among the loudest voices calling for government insurance amidst SVB’s collapse, after pulling their funds out of the struggling bank.

Banks may get stingier and more selective with loans, and that could hurt businesses that need them.

“Financial conditions” lately have been anything but simple.

Insurance can create perverse incentives, making risk seem less risky. Is “moral hazard” to blame for SVB’s meltdown?

A group of Wall Street banks is planning a rescue package of around $30 billion for First Republic Bank, sources told The Associated Press on Thursday.

Part of the government’s rescue actions amid the collapse of Silicon Valley Bank and Signature Bank was the establishment of a new Fed emergency lending program for banks in crisis. According to analyst Joseph Wang, the program could incentivize riskier behavior at banks. Credit Suisse, one of the world’s largest banks, has been extended a lifeline by the Swiss central bank. And, Biden administration has proposed stricter standards to regulate so-called “forever chemicals” in drinking water.