What should you do when your refinance request was approved, but then delayed? What are the risks of refinancing with a smaller banking institution? L.A. Times consumer columnist David Lazarus and Redfin's Glenn Kelman tackle your housing questions.

This year, for the first time, total outstanding student loans will exceed $1 trillion. That's a crisis, right? The Atlantic argues no.

As more states consider legalizing online gambling, test your knowledge with our quiz. Plus, what does it take to win online and what should you watch out for? Our wizard of odds provides insight into gambling in the virtual world.

Gift cards that can be used anywhere are now more popular than cards for specific stores, like Best Buy, Apple or Barnes & Noble. But these general purpose cards come with strings attached for both those who give and receive them.

Turns out online funerals aren’t just for celebrities. More and more families across the U.S. are looking at them as a way to cut costs, and include more friends and relatives.

Your online avatar — that photo or icon that stands for you in the virtual world — is so much more than an image. Commentator Scott Huler says it's a window into the soul…and that's annoying. Huler lays out his big issues with these few small pixels of modern life.

Ever wondered how much you could get for your diamond ring? Not nearly what you paid for it.

According to RealtyTrac, Florida has the highest rate of foreclosure rate of any state in the U.S. So why is the Florida town of Cape Coral doing so well compared to other cities in the state?

Jill Schlesinger, editor-at-large of CBS Money Watch, answers listeners' personal finance questions including how to create a college savings account for children who aren't yours, what to do when you've maxed out your IRA contributions and how to get the courage to get back into the stock market following the fiscal cliff.

"XOXO" has long been the symbol for a kiss and a hug, but a pair of writers say that it's commonly becoming used as a way to sign-off an email message — even at the workplace. How does your digital sign-off affect how others perceive you at the office?