As more and more consumers lodge complaints against big banks for their higher fees and lower customer service, some startups are looking to sidestep all that legacy banking.

Here at Marketplace Money we get way more questions than we could ever hope to answer.

A look at what the future of banking will look like, plus personal finance stories from around the country.

John Bogle, the founder of the Vanguard Group of investment companies, talks about how his personal financial views were shaped growing up during the Great Depression.

Hi, I love your show and never miss an episode! It's a great way to learn something new while I'm working out. I have a question. I'm a 25-year old medical student in my final year of school. I have $100k in school debt, and I have five credit cards with a TransUnion credit score of 771. I've always heard that I shouldn't sign up for too many credit cards because it will ding my credit. Despite those vague warnings, I probably sign up for two per year and cancel them as I go. The terms are just too tempting. I get something like $700 per year in introductory bonuses, 2 to 5 percent cashback on all daily purchases, and other great perks. One of the best perks has been to put daily purchases on credit cards with very long zero percent APR introductory rates, saving me a significant amount of loan interest accrual. I think my credit has not suffered too much, but at the same time I realize that the biggest factor dragging my score down is a short history. I will graduate from school in six months and would like to buy a house/condo perhaps in 18 – 24 months. I have never paid a dime of interest in my life, nor have I ever had a late fee. Is there a major downside to taking advantage of these credit card offers? Additionally, is there a period before buying a home that I should stop obtaining new cards in order to optimize my credit?

I am 30 years old, married, and wanting to return to school to finish my degree. I have no current debt. Since my marriage I no longer qualify for financial aid due to the increase in household income, so we paid for a few classes ourselves, which is unsustatinable, so my plan was to take the bare minimum of student loans I need and work part time. However I've hit a snag. In 2011, someone got a hold of my SSN and filed a false tax return in my name (kind of. My legal name is Philip Robert, but they filed under just Robert). They received a huge refund (they claimed $12k in mortgage interest alone). I've moved a couple of times since then, so I received a letter this past March saying that my current refund is going towards the debt I just found out about in that same letter. I currently "owe" around $8,000. My father in law is a CPA and has been a huge help in getting the proper paperwork filed. We got everything in and I received a letter from the IRS last March saying they received and accepted my paperwork and I could expect resolution within 180 days. That time has come and gone by far. I called last week and was told it has not even been looked at and should expect to wait another four months. I contacted my senator and his office responded very quickly. Other than the IRS debt, no credit was taken out or any other debt rung up. I am now ineligible for financial aid or student loans due to "owing" money to the government. I do not want to have to skip a semester and wait to August to continue my schooling. Are private student loans a viable option? My credit isn't fantastic but my wife's is. Also, if I choose the private loans for only a semester or two until my tax situation is handled, will I have to pay those back immediately, or will they be like the other loans where I can wait until after graduation assuming I meet certain criteria (stay enrolled, etc.)

Marketplace Money listener Amanda wants to retire at the age of 30. What should she know before she makes the leap?

A look at the top 10 things you can save on by comparison shopping.

Adam Bahner, better known as Tay Zonday, talks about what he learned from his parents that helps him manage his finances as a professional viral video superstar and campy Internet sensation.

You want that new home, but make sure you don't make a decision you'll regret later