Bank overdraft rules are poorly understood, especially by two groups: the young and low-income consumers.

The poverty rate among older Americans is up, with the highest rate among the "oldest old."

Social Security's shortfall is manageable, but it's also real.

Far too many poor people are living in the modern-day equivalent of debtors' prison without a chance of a fresh start. It's wrong — a terrible state of affairs.

Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.

It's worth learning about reverse mortgages. The homeowner gets access to their home equity without moving.

Social Security claims came down last year, an intriguing sign that older workers are feeling better about their job prospects.

The credit card business is settling down, and no, the sky didn't fall following the Credit Card Act of 2009.

Low-income families don't have money to waste. Financial literacy is all about reducing that cost.

Housing an Aging Population: Are We Prepared?