How the changing financial environment is influencing Federal Reserve policy and the availability of loans. Plus, is “moral hazard” to blame for Silicon Valley Bank’s collapse?
“Financial conditions” lately have been anything but simple.
Banks may get stingier and more selective with loans, and that could hurt businesses that need them.
Investing in long-term government bonds and mortgage-backed securities hurt the bank as interest rates rose and bond prices plummeted.
Some attribute it to pent-up demand. Others think the American consumer may have changed.
Marketplace host Kai Ryssdal explains the freight index by taking us to the Port of LA and a business in Savannah, Georgia.
Insurance can create perverse incentives, making risk seem less risky. Is “moral hazard” to blame for SVB’s meltdown?
VCs have been among the loudest voices calling for government insurance amidst SVB’s collapse, after pulling their funds out of the struggling bank.
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