Question: I purchased my house three years ago with a 5-year ARM and a second mortgage to cover the down payment. My credit was (and is) good, and…

Question: I'm ashamed to say that I am one of those Americans who have used credit cards to make ends meet. Mostly they've been used for moving…

Question: This e-mail appeared in my in-box and I want to verify whether or not it's legitimate. The language seems off and I don't know any reason…

Question: Help! I retired a couple years ago and the market was going up. Now it's going down, down, and more down. How do I stabilize my savings…

Question: Hi, I have an ARM which is just adjusted to 5.75% (and it'll increase to 8.5% next December). I owe $120,000 on this. I have a 2nd…

Question: I am thinking of increasing my 403(b) contributions to lessen my tax obligations. However, I am concerned about increasing my…

An important day for remembrance. I'll be back answering questions tomorrow.

Question: I plan to retire most likely sometime next year. I have a 30 year fixed at about 6.5%. I'm 5 years into the payments. If I have the…

Question: I started savings accounts for all three of my kids after they were born, putting a small amount of money from my paycheck into their…

Question: When selling a stock or bond mutual fund, is it better to: Wait a few days to the Ex-Dividend date, receive the dividend and sell at the…