");vwo_$('head').append(_vwo_sel);return vwo_$('head')[0] && vwo_$('head')[0].lastChild;})("HEAD")}}, R_940895_48_1_2_0:{ fn:function(log,nonce=''){return (function(x) {
if(!vwo_$.fn.vwoRevertHtml){
return;
};
var ctx=vwo_$(x),el;
/*vwo_debug log("Revert","content",""); vwo_debug*/;
el=vwo_$('[vwo-element-id="1742919897117"]');
el.revertContentOp().remove();})("HEAD")}}, C_940895_48_1_2_1:{ fn:function(log,nonce=''){return (function(x) {var el,ctx=vwo_$(x);
/*vwo_debug log("editElement",".stylingblock-content-margin-cell > table:nth-of-type(1) > tbody:nth-of-type(1) > tr:nth-of-type(1) > td:nth-of-type(1) > div:nth-of-type(1) > div:nth-of-type(1) > h2:nth-of-type(1) > span:nth-of-type(1)"); vwo_debug*/(el=vwo_$(".stylingblock-content-margin-cell > table:nth-of-type(1) > tbody:nth-of-type(1) > tr:nth-of-type(1) > td:nth-of-type(1) > div:nth-of-type(1) > div:nth-of-type(1) > h2:nth-of-type(1) > span:nth-of-type(1)")).html("Hello! David Brancaccio here. Do you want instant access to the free online course - “Economics 101” - to understand basic economic concepts?");})(".stylingblock-content-margin-cell > table:nth-of-type(1) > tbody:nth-of-type(1) > tr:nth-of-type(1) > td:nth-of-type(1) > div:nth-of-type(1) > div:nth-of-type(1) > h2:nth-of-type(1) > span:nth-of-type(1)")}}, C_940895_62_1_2_0:{ fn:function(log,nonce=''){return (function(x) {var el,ctx=vwo_$(x);
/*vwo_debug log("visibility","H1:tm('Support The Splendid Table Today')"); vwo_debug*/(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoCss({visibility:"hidden !important"}),(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoCss({display:"none !important"});})("H1:tm('Support The Splendid Table Today')")}}, R_940895_62_1_2_0:{ fn:function(log,nonce=''){return (function(x) {
if(!vwo_$.fn.vwoRevertHtml){
return;
};
var el,ctx=vwo_$(x);
/*vwo_debug log("Revert","remove","H1:tm('Support The Splendid Table Today')"); vwo_debug*/(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoRevertCss(),(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoRevertCss();})("H1:tm('Support The Splendid Table Today')")}}, C_940895_62_1_2_1:{ fn:function(log,nonce=''){return (function(x) {var el,ctx=vwo_$(x);
/*vwo_debug log("editElement","STRONG:tm('Success! You’re subscribed!')"); vwo_debug*/(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoCss({"font-size":"22px !important"}),(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoCss({"font-size":"24px !important"});})("STRONG:tm('Success! You’re subscribed!')")}}, R_940895_62_1_2_1:{ fn:function(log,nonce=''){return (function(x) {
if(!vwo_$.fn.vwoRevertHtml){
return;
};
var el,ctx=vwo_$(x);
/*vwo_debug log("Revert","editElement","STRONG:tm('Success! You’re subscribed!')"); vwo_debug*/(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoRevertCss(),(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoRevertCss();})("STRONG:tm('Success! You’re subscribed!')")}}, C_940895_62_1_3_0:{ fn:function(log,nonce=''){return (function(x) {var el,ctx=vwo_$(x);
/*vwo_debug log("visibility","H1:tm('Support The Splendid Table Today')"); vwo_debug*/(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoCss({visibility:"hidden !important"}),(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoCss({display:"none !important"});})("H1:tm('Support The Splendid Table Today')")}}, R_940895_62_1_3_0:{ fn:function(log,nonce=''){return (function(x) {
if(!vwo_$.fn.vwoRevertHtml){
return;
};
var el,ctx=vwo_$(x);
/*vwo_debug log("Revert","remove","H1:tm('Support The Splendid Table Today')"); vwo_debug*/(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoRevertCss(),(el=vwo_$("H1:tm('Support The Splendid Table Today')")).vwoRevertCss();})("H1:tm('Support The Splendid Table Today')")}}, C_940895_62_1_3_1:{ fn:function(log,nonce=''){return (function(x) {var el,ctx=vwo_$(x);
/*vwo_debug log("editElement","STRONG:tm('Success! You’re subscribed!')"); vwo_debug*/(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoCss({"font-size":"22px !important"}),(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoCss({"font-size":"24px !important"}),(el=vwo_$(".vwo_tm_1742501918554 STRONG:tm('Success! You’re subscribed!')")).html("You are now subscribed to the Weeknight Kitchen newsletter! Before you go, would you consider something?"),el.addClass("vwo_tm_1742501918554");})(".vwo_tm_1742501918554 STRONG:tm('Success! You’re subscribed!')")}}, R_940895_62_1_3_1:{ fn:function(log,nonce=''){return (function(x) {
if(!vwo_$.fn.vwoRevertHtml){
return;
};
var el,ctx=vwo_$(x);
/*vwo_debug log("Revert","editElement","STRONG:tm('Success! You’re subscribed!')"); vwo_debug*/(el=vwo_$(".vwo_tm_1742501918554 STRONG:tm('Success! You’re subscribed!')")).vwoRevertHtml(),(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoRevertCss(),(el=vwo_$("STRONG:tm('Success! You’re subscribed!')")).vwoRevertCss();})(".vwo_tm_1742501918554 STRONG:tm('Success! You’re subscribed!')")}}},rules:[{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":7}],"type":"g"},"metricId":0}],"triggers":["12454062"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":4}],"type":"m"},"metricId":951905},{"id":"metric","data":{"campaigns":[{"c":65,"g":5}],"type":"m"},"metricId":951905},{"id":"metric","data":{"campaigns":[{"c":62,"g":5}],"type":"m"},"metricId":951905},{"id":"metric","data":{"campaigns":[{"c":63,"g":5}],"type":"m"},"metricId":951905},{"id":"metric","data":{"campaigns":[{"c":48,"g":2}],"type":"m"},"metricId":951905},{"id":"metric","data":{"campaigns":[{"c":64,"g":5}],"type":"m"},"metricId":951905}],"triggers":["8459768"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":65,"g":1}],"type":"m"},"metricId":951908},{"id":"metric","data":{"campaigns":[{"c":62,"g":4}],"type":"m"},"metricId":951908},{"id":"metric","data":{"campaigns":[{"c":63,"g":1}],"type":"m"},"metricId":951908},{"id":"metric","data":{"campaigns":[{"c":48,"g":1}],"type":"m"},"metricId":951908},{"id":"metric","data":{"campaigns":[{"c":64,"g":1}],"type":"m"},"metricId":951908}],"triggers":["8639604"]},{"tags":[{"priority":4,"data":"campaigns.62","id":"runCampaign"},{"priority":4,"data":"campaigns.63","id":"runCampaign"},{"priority":4,"data":"campaigns.48","id":"runCampaign"},{"priority":4,"data":"campaigns.64","id":"runCampaign"}],"triggers":["10589191"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":1}],"type":"m"},"metricId":959030},{"id":"metric","data":{"campaigns":[{"c":65,"g":3}],"type":"m"},"metricId":959030},{"id":"metric","data":{"campaigns":[{"c":62,"g":2}],"type":"m"},"metricId":959030},{"id":"metric","data":{"campaigns":[{"c":63,"g":3}],"type":"m"},"metricId":959030},{"id":"metric","data":{"campaigns":[{"c":48,"g":4}],"type":"m"},"metricId":959030},{"id":"metric","data":{"campaigns":[{"c":64,"g":3}],"type":"m"},"metricId":959030}],"triggers":["8536412"]},{"tags":[{"priority":4,"data":"campaigns.39","id":"runCampaign"}],"triggers":["12454053"]},{"tags":[{"priority":0,"data":"campaigns.65","id":"runCampaign"}],"triggers":["12928443"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":6}],"type":"g"},"metricId":0}],"triggers":["12454059"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":3}],"type":"m"},"metricId":959027},{"id":"metric","data":{"campaigns":[{"c":65,"g":4}],"type":"m"},"metricId":959027},{"id":"metric","data":{"campaigns":[{"c":62,"g":3}],"type":"m"},"metricId":959027},{"id":"metric","data":{"campaigns":[{"c":63,"g":4}],"type":"m"},"metricId":959027},{"id":"metric","data":{"campaigns":[{"c":48,"g":5}],"type":"m"},"metricId":959027},{"id":"metric","data":{"campaigns":[{"c":64,"g":4}],"type":"m"},"metricId":959027}],"triggers":["8536409"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":5}],"type":"g"},"metricId":0}],"triggers":["12454056"]},{"tags":[{"id":"metric","data":{"campaigns":[{"c":39,"g":2}],"type":"m"},"metricId":959033},{"id":"metric","data":{"campaigns":[{"c":65,"g":2}],"type":"m"},"metricId":959033},{"id":"metric","data":{"campaigns":[{"c":62,"g":1}],"type":"m"},"metricId":959033},{"id":"metric","data":{"campaigns":[{"c":63,"g":2}],"type":"m"},"metricId":959033},{"id":"metric","data":{"campaigns":[{"c":48,"g":3}],"type":"m"},"metricId":959033},{"id":"metric","data":{"campaigns":[{"c":64,"g":2}],"type":"m"},"metricId":959033}],"triggers":["8536415"]},{"tags":[{"id":"urlChange"}],"triggers":["75"]},{"tags":[{"id":"checkEnvironment"}],"triggers":["5"]},{"tags":[{"priority":3,"id":"prePostMutation"},{"priority":2,"id":"groupCampaigns"}],"triggers":["8"]},{"tags":[{"priority":2,"id":"visibilityService"}],"triggers":["9"]},{"tags":[{"id":"runTestCampaign"}],"triggers":["2"]}],pages:{"ec":[{"1625289":{"inc":["o",["url","urlReg","(?i).*"]]}}]},pagesEval:{"ec":[1625289]},stags:{}}})();
;;var commonWrapper=function(argument){if(!argument){argument={valuesGetter:function(){return{}},valuesSetter:function(){},verifyData:function(){return{}}}}const getVisitorUuid=function(){if(window._vwo_acc_id>=1037725){return window.VWO&&window.VWO.get("visitor.id")}else{return window.VWO._&&window.VWO._.cookies&&window.VWO._.cookies.get("_vwo_uuid")}};var pollInterval=100;var timeout=6e4;return function(){var accountIntegrationSettings={};var _interval=null;function waitForAnalyticsVariables(){try{accountIntegrationSettings=argument.valuesGetter();accountIntegrationSettings.visitorUuid=getVisitorUuid()}catch(error){accountIntegrationSettings=undefined}if(accountIntegrationSettings&&argument.verifyData(accountIntegrationSettings)){argument.valuesSetter(accountIntegrationSettings);return 1}return 0}var currentTime=0;_interval=setInterval((function(){currentTime=currentTime||performance.now();var result=waitForAnalyticsVariables();if(result||performance.now()-currentTime>=timeout){clearInterval(_interval)}}),pollInterval)}};
var pushBasedCommonWrapper=function(argument){var firedCamp={};if(!argument){argument={integrationName:"",getExperimentList:function(){},accountSettings:function(){},pushData:function(){}}}return function(){window.VWO=window.VWO||[];const getVisitorUuid=function(){if(window._vwo_acc_id>=1037725){return window.VWO&&window.VWO.get("visitor.id")}else{return window.VWO._&&window.VWO._.cookies&&window.VWO._.cookies.get("_vwo_uuid")}};var sendDebugLogsOld=function(expId,variationId,errorType,user_type,data){try{var errorPayload={f:argument["integrationName"]||"",a:window._vwo_acc_id,url:window.location.href,exp:expId,v:variationId,vwo_uuid:getVisitorUuid(),user_type:user_type};if(errorType=="initIntegrationCallback"){errorPayload["log_type"]="initIntegrationCallback";errorPayload["data"]=JSON.stringify(data||"")}else if(errorType=="timeout"){errorPayload["timeout"]=true}if(window.VWO._.customError){window.VWO._.customError({msg:"integration debug",url:window.location.href,lineno:"",colno:"",source:JSON.stringify(errorPayload)})}}catch(e){window.VWO._.customError&&window.VWO._.customError({msg:"integration debug failed",url:"",lineno:"",colno:"",source:""})}};var sendDebugLogs=function(expId,variationId,errorType,user_type){var eventName="vwo_debugLogs";var eventPayload={};try{eventPayload={intName:argument["integrationName"]||"",varId:variationId,expId:expId,type:errorType,vwo_uuid:getVisitorUuid(),user_type:user_type};if(window.VWO._.event){window.VWO._.event(eventName,eventPayload,{enableLogs:1})}}catch(e){eventPayload={msg:"integration event log failed",url:window.location.href};window.VWO._.event&&window.VWO._.event(eventName,eventPayload)}};const callbackFn=function(data){if(!data)return;var expId=data[1],variationId=data[2],repeated=data[0],singleCall=0,debug=0;var experimentList=argument.getExperimentList();var integrationName=argument["integrationName"]||"vwo";if(typeof argument.accountSettings==="function"){var accountSettings=argument.accountSettings();if(accountSettings){singleCall=accountSettings["singleCall"];debug=accountSettings["debug"]}}if(debug){sendDebugLogs(expId,variationId,"intCallTriggered",repeated)}if(singleCall&&(repeated==="vS"||repeated==="vSS")||firedCamp[expId]){return}window.expList=window.expList||{};var expList=window.expList[integrationName]=window.expList[integrationName]||[];if(expId&&variationId&&["VISUAL_AB","VISUAL","SPLIT_URL"].indexOf(_vwo_exp[expId].type)>-1){if(experimentList.indexOf(+expId)!==-1){firedCamp[expId]=variationId;var visitorUuid=getVisitorUuid();var pollInterval=100;var currentTime=0;var timeout=6e4;var user_type=_vwo_exp[expId].exec?"vwo-retry":"vwo-new";var interval=setInterval((function(){if(expList.indexOf(expId)!==-1){clearInterval(interval);return}currentTime=currentTime||performance.now();var toClearInterval=argument.pushData(expId,variationId,visitorUuid);if(debug&&toClearInterval){sendDebugLogsOld(expId,variationId,"",user_type);sendDebugLogs(expId,variationId,"intDataPushed",user_type)}var isTimeout=performance.now()-currentTime>=timeout;if(isTimeout&&debug){sendDebugLogsOld(expId,variationId,"timeout",user_type);sendDebugLogs(expId,variationId,"intTimeout",user_type)}if(toClearInterval||isTimeout){clearInterval(interval)}if(toClearInterval){window.expList[integrationName].push(expId)}}),pollInterval||100)}}};window.VWO.push(["onVariationApplied",callbackFn]);window.VWO.push(["onVariationShownSent",callbackFn])}};
var surveyDataCommonWrapper=function(argument){if(!argument){argument={getCampaignList:function(){return[]},surveyStatusChange:function(){},answerSubmitted:function(){}}}return function(){window.VWO=window.VWO||[];function getValuesFromAnswers(answers){var values=[];for(var i=0;i=timeout;if(toClearInterval||isTimeout){clearInterval(interval)}}),pollInterval)}}window.VWO.push(["onSurveyShown",function(data){commonSurveyCallback(data,argument.surveyStatusChange,"surveyShown")}]);window.VWO.push(["onSurveyCompleted",function(data){commonSurveyCallback(data,argument.surveyStatusChange,"surveyCompleted")}]);window.VWO.push(["onSurveyAnswerSubmitted",function(data){commonSurveyCallback(data,argument.answerSubmitted,"surveySubmitted")}])}};
(function(){var VWOOmniTemp={};window.VWOOmni=window.VWOOmni||{};for(var key in VWOOmniTemp)Object.prototype.hasOwnProperty.call(VWOOmniTemp,key)&&(window.VWOOmni[key]=VWOOmniTemp[key]);;})();(function(){window.VWO=window.VWO||[];var pollInterval=100;var _vis_data={};var intervalObj={};var analyticsTimerObj={};var experimentListObj={};window.VWO.push(["onVariationApplied",function(data){if(!data){return}var expId=data[1],variationId=data[2];if(expId&&variationId&&["VISUAL_AB","VISUAL","SPLIT_URL"].indexOf(window._vwo_exp[expId].type)>-1){}}])})();;
;var vD=VWO.data||{};VWO.data={content:{"fns":{"list":{"args":{"1":{}},"vn":1}}},as:"r6.visualwebsiteoptimizer.com",dacdnUrl:"https://dev.visualwebsiteoptimizer.com",accountJSInfo:{"rp":30,"noSS":false,"ts":1744191624,"pc":{"a":0,"t":0}}};for(var k in vD){VWO.data[k]=vD[k]};;var gcpfb=function(a,loadFunc,status,err,success){function vwoErr() {_vwo_err({message:"Google_Cdn failing for " + a + ". Trying Fallback..",code:"cloudcdnerr",status:status});} if(a.indexOf("/cdn/")!==-1){loadFunc(a.replace("cdn/",""),err,success); vwoErr(); return true;} else if(a.indexOf("/dcdn/")!==-1&&a.indexOf("evad.js") !== -1){loadFunc(a.replace("dcdn/",""),err,success); vwoErr(); return true;}};window.VWO=window.VWO || [];window.VWO._= window.VWO._ || {};window.VWO._.gcpfb=gcpfb;;var d={cookie:document.cookie,URL:document.URL,referrer:document.referrer};var w={VWO:{_:{}},location:{href:window.location.href,search:window.location.search},_vwoCc:window._vwoCc};;window._vwo_cdn="https://dev.visualwebsiteoptimizer.com/cdn/";window._vwo_apm_debug_cdn="https://dev.visualwebsiteoptimizer.com/cdn/";window.VWO._.useCdn=true;window.vwo_eT="br";window._VWO=window._VWO||{};window._VWO.fSeg={};window._VWO.dcdnUrl="/dcdn/settings.js";window.VWO.sTs=1744143123;window._VWO._vis_nc_lib=window._vwo_cdn+"edrv/nc-065d3f05fe213fcfa27fbdcaac81338bbr.js";var loadWorker=function(url){_vwo_code.load(url, { dSC: true, onloadCb: function(xhr,a){window._vwo_wt_l=true;if(xhr.status===200 ||xhr.status===304){var code="var window="+JSON.stringify(w)+",document="+JSON.stringify(d)+";window.document=document;"+xhr.responseText;var blob=new Blob([code||"throw new Error('code not found!');"],{type:"application/javascript"}),url=URL.createObjectURL(blob);window.mainThread={webWorker:new Worker(url)};window.vwoChannelFW=new MessageChannel();window.vwoChannelToW=new MessageChannel();window.mainThread.webWorker.postMessage({vwoChannelToW:vwoChannelToW.port1,vwoChannelFW:vwoChannelFW.port2},[vwoChannelToW.port1, vwoChannelFW.port2]);if(!window._vwo_mt_f)return window._vwo_wt_f=true;_vwo_code.addScript({text:window._vwo_mt_f});delete window._vwo_mt_f}else{if(gcpfb(a,loadWorker,xhr.status)){return;}_vwo_code.finish("&e=loading_failure:"+a)}}, onerrorCb: function(a){if(gcpfb(a,loadWorker)){return;}window._vwo_wt_l=true;_vwo_code.finish("&e=loading_failure:"+a);}})};loadWorker("https://dev.visualwebsiteoptimizer.com/cdn/edrv/worker-1c9fee42429b92a40520b9e729427a4cbr.js");;var _vis_opt_file;var _vis_opt_lib;if(window.VWO._.allSettings.dataStore.previewExtraSettings!=undefined&&window.VWO._.allSettings.dataStore.previewExtraSettings.isSurveyPreviewMode){var surveyHash=window.VWO._.allSettings.dataStore.plugins.LIBINFO.SURVEY_DEBUG_EVENTS.HASH;var param1="evad.js?va=";var param2="&d=debugger_new";var param3="&sp=1&a=940895&sh="+surveyHash;_vis_opt_file=vwoCode.use_existing_jquery&&typeof vwoCode.use_existing_jquery()!=="undefined"?vwoCode.use_existing_jquery()?param1+"vanj"+param2:param1+"va_gq"+param2:param1+"edrv/va_gq-1b71f70004771740c842714f98dd257abr.js"+param2;_vis_opt_file=_vis_opt_file+param3;_vis_opt_lib="https://dev.visualwebsiteoptimizer.com/dcdn/"+_vis_opt_file}else if(window.VWO._.allSettings.dataStore.mode!=undefined&&window.VWO._.allSettings.dataStore.mode=="PREVIEW"){ var path1 = 'edrv/pd_'; var path2 = window.VWO._.allSettings.dataStore.plugins.LIBINFO.EVAD.HASH + ".js"; ;_vis_opt_file=vwoCode.use_existing_jquery&&typeof vwoCode.use_existing_jquery()!=="undefined"?vwoCode.use_existing_jquery()?path1+"vanj"+path2:path1+"va_gq"+path2:path1+"edrv/va_gq-1b71f70004771740c842714f98dd257abr.js"+path2;_vis_opt_lib="https://dev.visualwebsiteoptimizer.com/cdn/"+_vis_opt_file}else{_vis_opt_file=vwoCode.use_existing_jquery&&typeof vwoCode.use_existing_jquery()!=="undefined"?vwoCode.use_existing_jquery()?"edrv/vanj-9556ee20f78ed4cbea841a8762fe78b1br.js":"edrv/va_gq-1b71f70004771740c842714f98dd257abr.js":"edrv/va_gq-1b71f70004771740c842714f98dd257abr.js"}window._vwo_library_timer=setTimeout((function(){vwoCode.removeLoaderAndOverlay&&vwoCode.removeLoaderAndOverlay();vwoCode.finish()}),vwoCode.library_tolerance&&typeof vwoCode.library_tolerance()!=="undefined"?vwoCode.library_tolerance():2500),_vis_opt_lib=typeof _vis_opt_lib=="undefined"?window._vwo_cdn+_vis_opt_file:_vis_opt_lib;var loadLib=function(url){_vwo_code.load(url, { dSC: true, onloadCb:function(xhr,a){window._vwo_mt_l=true;if(xhr.status===200 || xhr.status===304){if(!window._vwo_wt_f)return window._vwo_mt_f=xhr.responseText;_vwo_code.addScript({text:xhr.responseText});delete window._vwo_wt_f;}else{if(gcpfb(a,loadLib,xhr.status)){return;}_vwo_code.finish("&e=loading_failure:"+a);}}, onerrorCb: function(a){if(gcpfb(a,loadLib)){return;}window._vwo_mt_l=true;_vwo_code.finish("&e=loading_failure:"+a);}})};loadLib(_vis_opt_lib);VWO.load_co=function(u,opts){return window._vwo_code.load(u,opts);};;;}}catch(e){_vwo_code.finish();_vwo_code.removeLoaderAndOverlay&&_vwo_code.removeLoaderAndOverlay();_vwo_err(e);window.VWO.caE=1}})();
Current stream: Carbon Sound - change to marketplace when marketplace.stream.publicradio.org is available
Close
Aug 22, 2024
Retired Americans tend to feel good about their finances. Workers, not so much. People dance at a Florida retirement community. A Gallup poll shows retired Americans are generally comfortable with their finances, but many still working are anxious about the future.
Rhona Wise/AFP via Getty Images
Retired Americans are feeling pretty good about their finances, according to survey data out Thursday from the analytics firm Gallup. Seventy-four percent said they have enough money to live comfortably.
That comes as a pleasant surprise. Gallup has been asking working people about their retirement outlook and retirees about their actual financial security for nearly 25 years, and there’s a persistent gap between expectations and reality.
When you’re still planning for a distant retirement, you’re probably thinking about whether you’ll be able to sustain your current lifestyle. But by the time people actually leave the workforce?
“They kind of just don’t sweat some of the stuff that maybe younger people do,” said Anqi Chen, a senior economist at Boston College’s Center for Retirement Research.
For older folks, she said driving a new-model car or going on vacation is just a lower priority. “What they maybe care more about is their social circle and whether they can see their grandkids,” she said.
That shift accounts for some of the persistent gap between workers’ gloomy expectations and retirees’ rosy reports in the annual survey. But that gap has widened in recent years.
And Jeffery Jones, senior editor with Gallup, said retirees’ responses aren’t budging.
“It’s more the nonretirees which are more sensitive to how the economy is doing,” he said.
And, the data shows, maybe more pessimistic because of headlines about a looming Social Security crisis.
“People’s anxiety about Social Security is understandable,” said economist Teresa Ghilarducci with the New School for Social Research. But, she said, it’s also probably overblown.
Worst-case scenario — and an unlikely one — she said, benefits are cut by up to 20% after 2035. Meanwhile, Gallup’s polling finds only about half of workers expect to get anything out of the program.
“If you underestimate Social Security, you tend to compensate by overestimating other sources of income,” she said. And sometimes you make risky investments.
But Jeffrey Jones with Gallup said that pessimism might encourage some of us to squirrel away more in our retirement accounts, which is part of how we wind up comfier than expected.
Play Uh oh, Pinot: How tariffs will impact the U.S. wine economy Play Microsoft wants to be the world's AI platform Play Move over taco Tuesday! Tariff Tuesday is here Play A cold snap in corporate bonds Play Going green with your money Play “How We Survive” returns April 9