What should we do with our money

Mar 2, 2012
We now want to invest some of our emergency fund that we believe is a little inflated, due to fears of the economy. I've looked around at fee-only advisers, but they all state that you should have at least $100,000 to start investing; otherwise, they don't feel like you are qualified to work with. What should we do with our money? We have about $15,000-20,000 that we want to invest, but we want to do the right thing. Could your staff help with some options? Thank you, Joshua, Riverside, CA
Posted In: Investing, Savings, asset allocation, stocks, Treasury bill, index funds

A little risk in the portfolio could be worth it

Feb 8, 2012
The markets will always have their ups and downs, but Josh Brown of Fusion Analytics thinks the best way to prepare for a long retirement is to keep a little risk in your portfolio, especially as markets are looking up.
Posted In: stock market, Retirement, stocks

What’s an IPO?

Feb 2, 2012
So Facebook has filed to go public. How exactly does an initial public offering work? Marketplace's Paddy Hirsch explains.
Posted In: Facebook, IPO, stocks, whiteboard

Waiting to transfer

Dec 22, 2011
My wife and I are transferring our Roth IRA accounts from our current institution to a new one in order to avoid a yearly maintenance fee that has been increasing every year. After selling off the funds, my current Roth IRA institution claims the funds must "settle" for a period of 3 days. Can you please explain to me what this means and if I could demand that they skip this settling and simply send me the distribution check so I can more quickly move it to the new institution? Patrick, Sheboygan, WI
Posted In: stocks, invest

Market timing is hard -- really hard

Dec 14, 2011
Lesson learned: Market timing gurus are hazardous to your wealth.
Posted In: stocks, market timing, Investing

Savings and a new car

Dec 9, 2011
My current car is getting up there both in years and in miles, and I'd like to replace it before anything major goes horribly wrong. If I sell some of the stock I've accumulated in my Employee Stock Purchase Plan, I should be able to pay for the car in full in cash. The other option is to finance the other half of the purchase. Which route would you recommend? Thank you! Arcadiy, Atlanta, GA
Posted In: cars, car loan, stocks

Tilt to safety

Dec 5, 2011
I keep reading that the lesson of the past few years is to throw out the old rules of investing. I don’t buy it. My reaction is the exact opposite. The old rules of investing were hammered out over previous bear markets, such as the Great Depression of the 1930s and the Great Stagnation of the 1970s. They still work.
Posted In: Investing, stocks, 401(k)s, Economics, euro

The value in stocks

Nov 10, 2011
Question: I have a question that's more philosophical than practical, but it's something I've never received a satisfactory answer to. Assuming...
Posted In: Getting Personal, stocks

Really quick trades

Oct 20, 2011
The inventor of automated trading, Thomas Peterffy, wants to scale back on high speed trading. He says it makes volatile markets worse, because...
Posted In: stocks, Tech Report, trading

Stocks and the calendar

Oct 6, 2011
Question: I know in this market everything goes, but statistically, when is the best day of the week to sell. I did some reading and its to be ...
Posted In: Getting Personal, stocks