Your most recent program discussed the amount and kind of emergency funds needed for people working. My question is what those of us who are retired should consider for emergency funds. William, Schenectady, NY

The place where I keep my emergency fund is in U.S. Treasury I-Series savings bonds. Is there any reason why I wouldn't want to keep the emergency fund there? Is there a dynamic that I am not considering? Dave, Denver, CO

A new study says almost half of Americans don't have enough saved to cover three months expenses, up slightly from a year ago.

Can my wife and I share one Roth IRA and contribute as much as $10,000 a year to it, or must we each have separate IRAs with the normal $5,000-a-year contribution cap? Jake, Madison, WI

A theme of these blog posts is that fees matter when it comes to investment returns.

What should investors -- especially those in their 50s and 60s -- do with their already diminished retirement savings?

The financial toll on families from the dreadful economy of recent years is enormous.

Fed Chairman Ben Bernanke may announce a new plan for interest rates today on Capitol Hill. Six in 10 Americans want the Federal Reserve to consider the negative impact of low interest rates on retirees and savings.

I have $30,000 and want to know where best to put it. Ultimately, I want to put it away for my three boys' futures. I want it to make something, however slowly, without risk. But, 0.4 percent? Is that really the best I can do? Joanna, Hammond, IN