L.A. Times consumer columnist David Lazarus answers listener questions about health care cost-shifting, whether account monitoring services are worth their costs, and what to do when you don't trust the bank you've got a home loan through.
What resources are available for first-time home buyers? Is there a way to time the market right to take advantage of low mortgage rates? How can you know if you earn enough income to qualify for a refi? Personal finance expert Louis Barajas answers listeners' questions about home ownership. Plus, learn about 10 home buying mistakes you should avoid.