Taylor Bean and Whitaker

Sep 30, 2009
Question: My mortgage is through Taylor Bean and Whitaker which has just been implicated in a fraud scandal, (which made headlines in August.) When...
Posted In: banking, Housing

Get rid of escrow

Sep 28, 2009
Question: My husband and I refinanced last year and since then our mortgage has been sold twice. We have always paid in a timely manner and we have...
Posted In: banking, Housing


Aug 27, 2009
Question: Is it possible to lose money in 2 FDIC insured accounts if you have less than $250,000 in each FDIC insured bank but greater than $250...
Posted In: banking

Closing credit card account

Aug 25, 2009
Question: I have a high interest credit card--24.9% with Bank of America, with a large balance $12,000. I am closing the account and Bank of...
Posted In: banking, Credit Cards, debt

A bond ladder

Aug 17, 2009
Question: Looking for safe place for investing which pays a higher yield than CD's. As a senior, in these uncertain times, I am a conservative...
Posted In: banking, Investing, Savings

Debit cards safe

Aug 14, 2009
Question: A year ago, I made the decision to use my debit card more and credit cards less. I currently have no debt - good feeling! I recently...
Posted In: banking, Credit Cards

Automatic bill payment

Aug 13, 2009
Question: I understand that credit card companies take a dim view of certain credit-using behavior when deciding on your interest rate. For...
Posted In: banking, Credit Cards


Jul 31, 2009
Question: I am a 33 year old unemployed librarian (laid-off from part-time professional position end of March 2009) full-time doctoral student. I...
Posted In: banking, Savings

Assume a mortgage

Jun 15, 2009
Question: I own a house in Tennessee. An investor offered to buy the house by keeping my mortgage in place in order to save him the cost of getting...
Posted In: banking, Housing

Fico score for free

Jun 4, 2009
Question: My credit union advertises a free service that provides members with their FICO score each month. Will signing up for this service...
Posted In: banking