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Student loans

As student loan repayments are set to restart, the Education Department looks to ease the transition

by Samantha Fields
Jul 3, 2023
For one thing: the first year after payments restart, borrowers who fall behind won’t be penalized.
Student loan borrowers demand President Biden use "Plan B" to cancel student debt Immediately at a rally outside of the Supreme Court on June 30, 2023 in Washington, D.C.
Paul Morigi/Getty Images for We The 45 Million
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With student loan forgiveness program struck down, borrowers brace for impact

by Mitchell Hartman
Jul 3, 2023
Some of those who owe the least could be among the most affected.
Protestors demonstrate in front of the White House after the Supreme Court struck down Biden's student debt forgiveness plan.
Anna Moneymaker/Getty Images
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Student debt help could be a new worker perk with loan payments resuming soon

by Stephanie Hughes
Jun 16, 2023
It’s still a relatively rare benefit: About 8% of employers in the country offer help with student loan debt.
Employers who offer some sort of benefit that helps workers with student debt see it as part of competing for talent in a tight job market.
Paras Griffin/Getty Images
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National Debt

What the debt ceiling deal means for your student loans

by Hannah Baggenstoss
Jun 2, 2023
A debt ceiling deal has been made, and student loan borrowers will have to start making payments again later this summer.
President Joe Biden’s student loan forgiveness plan is awaiting a decision by the Supreme Court.
Jemal Countess/Getty Images
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When a wedding, student loan payments and economic anxiety mean it's time for a second job

by Andie Corban
May 31, 2023
"I wanted to have something that I could easily add on to my current workload," says chemist April Oliver of Bozeman, Montana.
In addition to her full-time job, April Oliver is working as an adjunct faculty member at a nearby university leading chemistry labs.
Thibault Savary/AFP via Getty Images
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What will the end of the pause on student loan payments mean for retailers?

by Stephanie Hughes
Apr 21, 2023
Discretionary spending may decline as people add those payments back into their budgets.
When payment obligations resume as expected this year, discretionary spending could dip and affect big-box retailers and local bistros alike.
Brandon Bell/Getty Images
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I've Always Wondered ...

What would happen if everyone just stopped paying their student debt? 

by Janet Nguyen
Mar 24, 2023
U.S. borrowers hold a collective $1.8 trillion in both public and private student loans.
Student loan borrowers gathered near The White House at the beginning of the pandemic, telling President Joe Biden to cancel student debt.
Paul Morigi/Getty Images for We, The 45 Million
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Biden's student loan forgiveness plan goes before the Supreme Court

by Samantha Fields
Feb 28, 2023
At issue is if the president has the authority to cancel up to $20,000 in federal student debt for some 43 million borrowers.
President Biden's signature student-debt policy is now in the hands of the nine justices.
STEFANI REYNOLDS/AFP via Getty Images
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Americans’ use of credit is growing, but slowing 

by Stephanie Hughes
Feb 8, 2023
In 2022, consumer credit increased 7.8% from the year before. But in December, the growth in borrowing decelerated.
Consumer credit increased 7.8% last year, according to recent Federal Reserve data. But some Americans appear to be getting more cautious about debt.
Scott Olson/Getty Images
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It just got easier to discharge student loan debt in bankruptcy

by Meghan McCarty Carino
Nov 18, 2022
In the past, not even one student borrower in 100 who declared bankruptcy had student loans discharged.
Unlike other forms of debt, student loans don’t automatically get wiped clean in bankruptcy.
Robyn Beck/AFP via Getty Images
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