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State farm

A Warmer World

As hurricanes get more severe, how do insurers calculate risk?

by Amy Scott and Nicholas Guiang
Jul 4, 2023
Risks and costs are rising, largely due to climate change, but where the risk hits is key, a veteran "catastrophe modeler" says.
A home in Fort Myers Beach, Florida, that was destroyed by Hurricane Ian. "Hurricanes are like real estate," catastrophe modeler Karen Clark says. What matters is "location, location, location."
Joe Raedle/Getty Images
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Regulators are clearing the sky for drones to ... fill the sky

by Molly Wood
Jan 10, 2019
What could relaxing regulations mean for businesses?
A drone flies above Old Bethpage, New York.
Bruce Bennett/Getty Images
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The car insurance industry has a huge blindspot

by Kai Ryssdal
Aug 1, 2016
Insurance premiums are expected to decline by 80 percent due to driverless cars.
Self-driving cars may cause insurance premiums to decline. 
Justin Sullivan/Getty Images
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