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6 months out from SVB's failure, a bank president's optimism has waned

Sep 6, 2023
Pressure to keep more capital puts constraints on banks, says Laurie Stewart of Sound Community in Seattle.
Laurie Stewart, the head of Sound Community Bank in Seattle, says pressures to hold more capital will "impact our ability to serve clients and to be investable."
Courtesy Sound Community Bank

Small banks are doing just fine. Thanks for asking.

May 1, 2023
Main Street banks, often more diversified and risk-averse than Wall Street banks, are largely shrugging off First Republic’s meltdown.
Although depositors pulled $100 billion out of smaller banks in the aftermath of Silicon Valley Bank's failure, the collapse of First Republic has so far been met with a more muted response.
Spencer Platt/Getty Images

After last month's bank failures, big banks' deposits are falling again

Apr 21, 2023
The failures of Silicon Valley Bank and Signature Bank had a lot of depositors worried about their own banks. While many moved their depositors to bigger institutions, bank deposits have been trending downward overall.
Up until the SVB and Signature Bank failures last month, banks had been losing deposits for about a year. Itamar Dreschler of the Wharton School said as the Federal Reserve raised interest rates, banks hadn’t really been doing the same for depositors.
Justin Sullivan/Getty Images

Increased scrutiny on banks raises specter of tightening credit

Mar 16, 2023
Banks may get stingier and more selective with loans, and that could hurt businesses that need them.
Smaller businesses often turn to small and midsize banks to help expand their operations. But those banks may be getting more selective with loans.
Drazen Zigic/Getty Images

Commercial lending is a mixed bag across the country, bankers say

Jan 24, 2023
In Southern California and South Carolina, businesses are looking for loans. But in the Midwest, owners are hesitant to borrow.
Banks across the country are reporting mixed lending activity, with some businesses borrowing to expand office space or buy new real estate.
Jim Watson/AFP via Getty Images

Community banks signal caution about the economic recovery

Feb 24, 2021
A new report from the Federal Deposit Insurance Corp. finds bankers are increasing the money they set aside for bad loans.
Jacobs/Three Lions/Getty Images

Citi plans to buy PPP loans from minority-owned lenders

May 21, 2020
The arrangement would allow minority-owned lenders to take PPP loans off of their balance sheets.
Citi says it will purchase $50 million in loans from minority-owned lenders.
Bruce Bennett/Getty Images

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Small banks worry they're at a disadvantage in new round of SBA loans

Apr 27, 2020
Banks submitting 5,000 or more applications can upload one document. Banks submitting fewer have to enter information manually.
Small banks across the country reported technical problems submitting loans to the Small Business Administration.
Angela Weiss/AFP via Getty Images

Fallout from Dodd-Frank rollback

Mar 8, 2018
Fair housing advocates are concerned about a pending vote in the Senate that would relax banking rules on reporting loan data. Click the audio player above to hear the full story. 

Is the banking bill good for consumers?

Mar 7, 2018
A Senate bill that would roll back some banking restrictions passed in the wake of the 2008 financial crisis is moving forward with bipartisan support. Seventeen Democrats voted along with Republicans on Tuesday to allow the banking bill to proceed to a vote. Proponents say it will provide relief to small and mid-sized banks. But […]