So how are consumers feeling about the economy post-SVB?

Mar 30, 2023
It may be hard to tell from some data out Friday, which is for February. But we may still get a read on whether consumer sentiment is changing.
February consumer spending numbers will show whether January's spending numbers were an anamoly.
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Who are bank examiners, and what do they do?

Mar 24, 2023
Examiners are the government employees who monitor a bank’s safety and soundness. What happened in the case of Silicon Valley Bank?
Patrick T. Fallon/AFP via Getty Images

Smaller banks keep a close watch over their liquidity

Mar 20, 2023
One concern: People will put their money in a bigger bank. But there's a good reason to leave it in smaller institution, one banker says.
If more people get anxious about the banking system, they may start withdrawing their money, said University of Alabama law professor Julie Hill.
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The banking crisis: What you actually need to know

Mar 17, 2023
Even if you don’t bank with Silicon Valley Bank or Signature Bank, the fallout from their collapses has probably grabbed your attention.
Given that the collapse of Silicon Valley Bank marked one of the largest bank failures since 2008, it can feel easy to draw comparisons to the start of the Great Recession.
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What is "duration risk"? (And how did it get Silicon Valley Bank into trouble?)

Mar 16, 2023
Investing in long-term government bonds and mortgage-backed securities hurt the bank as interest rates rose and bond prices plummeted.
Some bonds are more sensitive to interest rates than others, depending on how long they take to mature. That “duration risk” hurt SVB financially.
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Banks working on rescue plan for First Republic, AP sources say

Mar 16, 2023
A group of Wall Street banks is planning a rescue package of around $30 billion for First Republic Bank, sources told The Associated Press on Thursday.
First Republic serves a similar clientele as Silicon Valley Bank, which failed Friday after depositors withdrew about $40 billion.
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Peers not lining up to buy Silicon Valley Bank's problems. Neither are the giants.

Mar 15, 2023
SVB has a "$15 billion hole," says Semafor’s Liz Hoffman. Banks big enough to take on the challenge were initially not invited to bid.
"I don't think there's a lot of appetite for big-bank CEOs" to acquire the failed SVB, Semafor's Liz Hoffman says.
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For public good, not for profit.

Regional banks rush to reassure customers after SVB failure

Mar 15, 2023
They're letting depositors know that their money is safe and highlighting differences between their banks and the ones that failed.
Above, people line up to try to retrieve funds at a Silicon Valley Bank branch on March 13. That anxiety has spilled over to customers who use other regional banks.
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Regional banks under scrutiny: What makes them different?

Mar 15, 2023
The failure of Silicon Valley Bank and Signature Bank has put a spotlight on the stability of regional banks.
First Republic Bank, which has locations in eight states, is among the midsize banks that ratings agency Moody’s is reviewing for a possible downgrade.
Patrick T. Fallon/AFP via Getty Images

Federal bank regulators are getting most of the attention, but states oversee banks too

Mar 14, 2023
The feds didn’t take possession of Silicon Valley Bank and Signature Bank. That was up to state regulators in California and New York.
Signature Bank and Silicon Valley Bank were state chartered, which is why state regulators stepped in first.
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