Refi applications shot up ahead of the Fed’s latest rate cut. With more cuts to come, should you wait or act now?

Many are paying interest rates well below today’s.

Mortgage rates are still high, but some real estate agents have been citing an old refrain: “You can always refinance.” Except, others say, when you can’t

So far, that hasn’t had a chilling effect on applications.

After a pause, HELOCs could regain popularity if mortgage interest rates rise.

With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.

Rising values have given homeowners a lot more equity, which they can tap for cash. They gained $1 trillion in the second quarter.

Many people may have already locked in ultra-low mortgage rates over the past year.

A new “adverse market fee” kicked in this week, despite declining interest rates.

The hassle isn’t the only thing stopping them.