Delinquency rates remain "elevated," according to the NY Fed, especially on student loans.

Consumers have been carrying this economy. That may be harder if they’re behind on their bills.

The church has helped over 20 people pay off $100,000 in credit card debt. The secret lies in treating credit card debt as a community problem, rather than an individual one.

To find wealth in the U.S., take a look at the top 0.1 percent.