mortgage refinancing

In 2020, Jillian VanTuyle racked up $60,000 worth of credit card debt paying for childcare and other expenses during the COVID pandemic. In 2026, she sold her home, paid off all her debt, and didn’t even have to move.

With the Federal Reserve lowering interest rates, lenders may be pitching you refinancing opportunities. Here’s what to know if you’re getting inundated with offers.

Refi applications shot up ahead of the Fed’s latest rate cut. With more cuts to come, should you wait or act now?

Many people may have already locked in ultra-low mortgage rates over the past year.

The hassle isn’t the only thing stopping them.