mortgage

As interest rates on other forms of borrowing grow, HELOCs have become increasingly popular among homeowners with high credit scores.

The parent company of Bed Bath & Beyond is renaming itself Neighborhood Intelligence and shifting toward home services including flooring, insurance, and even mortgages.

The housing bill recently passed by Congress sets up a regulatory framework that could make it easier to get small loans. But it will take time.

In areas where fewer homes are bought using mortgages, getting on the property ladder is even more difficult.

After the Great Recession, banks were required to hold a certain amount of capital to specifically cover mortgages. Banks backed away from mortgages as a result.

The Federal Reserve has stayed the course, stalling rate cuts as they wait to see the impact of President Donald Trump’s Tariffs. Vivian Gueler, CFO of Pacific Trust Group, spoke about mortgage rate expectations for the coming year.

They don’t make loans themselves, but they help banks make more of them.

Alanna McCargo of the Federal Home Loan Bank of San Francisco discusses the bank’s role in the region’s housing affordability challenges.

Longer-term mortgages would mean lower monthly payments, but they’re more expensive overall.

It all depends on what happens with home prices.