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FDIC

Race and Economy

There have only been a handful of Black financial regulators, for generations

by Nancy Marshall-Genzer
Sep 7, 2020
Only 10 of 327 top financial regulators appointed by the president and confirmed by the Senate were Black.
About 3% of the financial regulators that oversee Wall Street have been Black, according to a report out from Georgetown University.
Angela Weiss/AFP via Getty Images
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How the FDIC approaches cryptocurrencies

by Andie Corban and Molly Wood
Nov 5, 2019
Is it an asset or a security? Jelena McWilliams, head of the banking insurance agency, talks about balancing innovation and regulation.
FDIC chairman Jelena McWilliams talks with Treasury Secretary Steven Mnuchin about financial technology, or fintech, in April 2019 in Arlington, Virginia.
Chip Somodevilla/Getty Images
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Divided Decade

Did the government meddle too much during the financial crisis?

by David Brancaccio
Mar 13, 2018
The former head of the Federal Deposit Insurance Corp. shares her perspective.
 Sheila Bair.
Chip Somodevilla/Getty Images
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If nominated, the new chairman of bank overseer FDIC could support less regulation

by Annie Baxter
Jun 20, 2017
The board of the Federal Deposit Insurance Corporation, which regulates many of the country’s smaller banks and oversees the “living wills” of larger banks, could soon have a new chairman. President Trump plans to tap long-time Republican congressional staffer James Clinger for the role, which would require congressional approval. What could change at the FDIC under […]
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Marketplace Whiteboard®

Why a Greek-style run on the banks won't happen in the U.S.

by Paddy Hirsch
Jun 30, 2015
How do you make money safe? You insure it. That's what the FDIC does.
The FDIC insures bank depositors up to $250,000.
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China's new deposit insurance is about systemic change

by Sabri Ben-Achour
Apr 30, 2015
Making banks more careful... by reassuring them.
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Final Note

Banks' 'living wills' aren't looking so good

by Kai Ryssdal
Aug 5, 2014
Banks still don't have realistic plans for an "orderly failure."
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Money mysteries solved

by Raghu Manavalan
Jul 18, 2013
Explaining some terms, phrases and concepts about money you might hear everyday, but not fully understand.
dictionary definition of deflation
iStockphoto
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European Debt Crisis

Sheila Bair: Cyprus deposit tax unlawful, destabilizing

by Jeremy Hobson
Mar 19, 2013
Sheila Bair, former chair of the U.S. Federal Deposit Insurance Corporation, shares her views on the Cyrpriot bailout plan and whether such a levy could ever happen to U.S. depositors.
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Could the Cyprus deposit tax lead to a bank run?

by David Weinberg
Mar 19, 2013
Bank runs become a problem because banks don’t actually have a lot of money in the bank. Your deposit, to a bank, is a loan -- and most of that money gets lent out again.
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