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What counts as "discretionary" spending?

Nov 15, 2023
Shoppers have been pulling back on "discretionary" spending at retailers.
What counts as "discretionary" spending varies from person to person, depending on their spending habits. For example, food is a necessity, but there's a difference between pantry staples and a prepared steak dinner.
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What will the end of the pause on student loan payments mean for retailers?

Apr 21, 2023
Discretionary spending may decline as people add those payments back into their budgets.
When payment obligations resume as expected this year, discretionary spending could dip and affect big-box retailers and local bistros alike.
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Why is it so hard for Congress to deal with the national debt?

Apr 20, 2023
Reining in our debt amid the debt ceiling battle would require big — and painful — changes to government spending and taxation.
House Speaker Kevin McCarthy's terms for lifting the debt ceiling would limit discretionary spending, roll back some tax credits, end student loan forgiveness and repeal additional IRS funding, among other things.
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Amid persistent inflation, just what is "discretionary" spending?

Mar 2, 2023
Retailers’ financial results show weaker spending on nonnecessities like electronics. Here's where consumers are pulling back.
As consumers tighten their purse strings, expenses like takeout and dining out may be on the chopping block.
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As discretionary spending slows, retailers try to make themselves essential

Jan 17, 2023
Here's how one small business is adapting to the changing consumer climate.
Pricier items like furniture tend to be put on hold when households budgets are strained, said AlixPartners' Sonia Lapinsky. Above, a shopper at a Houston Ikea.
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