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One way to make banks safer? Make them "narrower."

May 12, 2023
Limiting riskier, illiquid investment could make banks and the financial system more stable — but the Federal Reserve isn’t so sure.
A narrow bank could just lock your money away in a vault behind the tellers or park it in a liquid investment. But those options aren't very profitable.
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As bank account yields fall, deposits are on the rise

Nov 12, 2020
People have been seeking safety for their money during the pandemic. With fewer things to spend it on, the cash piles up.
People wait to use an ATM outside a Chase branch in New York City.
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Low interest rates have cost savers roughly half a trillion dollars

Apr 10, 2019
The post-crisis financial policy has a downside.
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4 percent interest on savings? It sounds too good to be true

Jan 15, 2018
Startup Beam says it will offer high rates that are FDIC insured with no fees. Some in the industry say the math doesn't work.
Photo by Smith/Fox Photos/Hulton Archive/Getty Images

Chase slips up

Mar 2, 2012
A JPMorgan Chase executive said this week that clients who have less than $100,000 in deposits are unprofitable for the bank. New York bureau chief Heidi Moore discusses consumer reaction to that statement, and what it means for the bank.
JPMorgan Chase CEO Jamie Dimon
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