FAQ: How to build and improve your credit

Sep 30, 2019
The basics of what you need to know.
Justin Sullivan/Marketplace

Millions of Americans still unaware of the Equifax data hack

Only a third of those who are aware have checked to see if their data was compromised.
Former Equifax CEO Richard Smith testifies before the House Energy and Commerce Committee's Digital Commerce and Consumer Protection Subcommittee on October 3, 2017. Smith stepped down as CEO of Equifax last month after it was reported that hackers broke into the credit reporting agency and made off with the personal information of nearly 145 million Americans. 
Chip Somodevilla/Getty Images

Here’s what to do if your identity is stolen

Fraud alerts, credit reports, freezes — the Federal Trade Commission has an action plan.
The FTC has instructions on what to do if you've stopped receiving government benefits because of identity theft. Above, blank Social Security checks are run through a printer at the U.S. Treasury facility in Philadelphia.
William Thomas Cain/Getty Images

Consumer credit-scoring system to eliminate error-prone data

Mar 13, 2017
Consumer credit reporting agencies are going to start eliminating some information from credit reports that might reflect negatively on would-be borrowers. Some of that information has been prone to errors in the past, and consumer advocates argued it was unfair…

Your credit score might be costing more than you think

Nov 13, 2015
Sprint recently settled for almost $3 million related to "risk-based pricing"

Big changes coming for credit reports

Mar 9, 2015
Trying to fix an error on your credit report? Here's some good news!

Credit monitoring becomes a standard offer after breaches

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Sep 9, 2014
What these services do and do not do for you as a consumer.

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When your bad credit keeps you from getting a job

Jan 22, 2014
A recent study shows one in 10 job applicants have been rejected because something turned up in their credit history.

How to fix an error on your credit report: A guide

Oct 4, 2013
Fixing a mistake in your credit report can be frustrating and complicated. Here's a guide to help you know where to go and what to do.

Settling the credit score: How lenders judge consumers

Aug 1, 2013
What does your credit score say about what kind of consumer you are?