This startup wants to change how we borrow money

Oct 2, 2017
Affirm wants to be the alternative to all those credit cards in your wallet.
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Financial expert Carmen Wong Ulrich says credit cards aren't bad --  until you start looking at them as free cash.
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Credit card companies are easing lending standards

Jun 12, 2017
Credit card defaults are rising as lending standards have started to fall from the early post-recession days — that’s according to a new report by the credit rating agency Moody’s. The report shows even with unemployment at low levels, those charge-offs have increased significantly for some U.S. lenders, exceeding expectations of a modest rise.   […]

How much has your credit card limit increased?

May 20, 2016
For one of our audience members, by about 300 percent.
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The credit card delinquency rate is at a 7-year low

Aug 26, 2014
Rates are actually "considerably lower" than before the recession hit.

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With credit card debt, not all states are equal

Jul 4, 2014
What factors contribute to people in certain states holding more credit card debt?

Should I skip my monthly payment?

Nov 27, 2013
This time of year, some lenders send out offers to let you "skip a payment."

Your credit questions answered

Aug 2, 2013
From credit cards to credit scores, personal finance expert Louis Barajas answers your questions about getting in and out of debt.