This startup wants to change how we borrow money

Oct 2, 2017
Affirm wants to be the alternative to all those credit cards in your wallet.
Financial expert Carmen Wong Ulrich says credit cards aren't bad --  until you start looking at them as free cash.

Credit card companies are easing lending standards

Jun 12, 2017
Credit card defaults are rising as lending standards have started to fall from the early post-recession days — that’s according to a new report by the credit rating agency Moody’s. The report shows even with unemployment at low levels, those charge-offs have increased significantly for some U.S. lenders, exceeding expectations of a modest rise.   […]

How much has your credit card limit increased?

May 20, 2016
For one of our audience members, by about 300 percent.
Justin Sullivan/Getty Images

The credit card delinquency rate is at a 7-year low

Aug 26, 2014
Rates are actually "considerably lower" than before the recession hit.

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With credit card debt, not all states are equal

Jul 4, 2014
What factors contribute to people in certain states holding more credit card debt?

Should I skip my monthly payment?

Nov 27, 2013
This time of year, some lenders send out offers to let you "skip a payment."

Your credit questions answered

Aug 2, 2013
From credit cards to credit scores, personal finance expert Louis Barajas answers your questions about getting in and out of debt.