Even though they're pessimistic about the economy and economists worry about a recession.
Credit Counselors can work with banks to bring down interest rates in order to get debt paid off.
Americans have a $860 billion credit card balance, according to the Federal Reserve Bank of New York.
Survey finds that people 40 and under are more likely than those who are older to have more credit card debt now than they did a year and a half ago.
Banks are already stepping up marketing campaigns to try to get more consumers to use their services.
More than half of Americans say their emergency savings could pay off their credit card debt, according to a recent poll.
Government relief checks helped.
It's good news for our personal economies, but it means we're not spending as much to prop the economy as a whole.
Some states are stepping up their plans to regulate the debt collection industry. Consumer advocates say the moves come at a time when Federal protections are weakening.
Consumers have been carrying this economy. That may be harder if they're behind on their bills.