Restaurants being used as pawns between OpenTable and Resy is showing how much capturing big spenders in these categories matter to credit card companies, said Priya Krishna at the New York Times.

Small business spending has been fairly slow recently, according to American Express. But credit card companies see a lot of potential in the market.

Banks are already stepping up marketing campaigns to try to get more consumers to use their services.

Lenders aren’t quite as nervous about consumer finances anymore, and they’re anticipating a boom in consumer spending.