Banks are reporting increased lending to both consumers and businesses.
Traditional lenders have shied away from financing the trendy homes, but that could change next year.
Was it for good, or bad?
A new report shows 20-somethings' average student loan debt is up $10,000 from 2005.
Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.