Cares act

Economists at four universities studied the spending habits of about 1,600 middle and low-income consumers who got $1,200 direct payments. The money was spent on necessities like rent and food.

More than 40 states have plans to lift restrictions, clearing the way for people to return to work. But are employees ready for that?

Gig workers and self-employed now qualify, but accessing payments is still a challenge.