borrowers

The move aims to make it easier for would-be buyers to get a mortgage.

Vehicle sticker prices are way up — and so are maintenance and insurance. Plus, Americans are buying bigger cars with more fancy stuff these days.

Local banks say businesses are still taking out loans, despite elevated interest rates. In some cases, that's because they don't want to wait for rates to fall.

Obligations resuming after three years could be a rude awakening for some. But by itself, it’s not likely to start a recession, experts say.

Borrowers benefit because their debts can become less expensive.