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New research found consumers struggling to afford basic necessities are far more likely to turn to high-cost borrowing like payday loans and buy now, pay later services.

Americans are increasingly relying on long-term payment programs, subscriptions, and buy now, pay later programs to access life.

A new report from the Urban Institute suggests some consumers may be headed for a cliff.

Klarna has applied for a bank license in Utah, and other fintechs see traditional banking as a natural evolution.

New homeowners are using the “buy now, pay later” credit tool during and after the process of buying a home, according to research from the JPMorganChase Institute.

With the growth of services like buy now, pay later, it’s getting harder to keep up with how consumers are doing.

Klarna and Afterpay say they won’t share their data with the credit bureaus until they know it won’t harm their customers.

The payment company Klarna is partnering with the delivery service DoorDash to offer what is essentially short term credit.

The 0% interest on many buy now, pay later plans is appealing to cash-strapped holiday shoppers. But nonpayment ends up on credit reports.

Adobe’s latest forecast shows consumers are expected to spend a record $18.5 billion through buy now, pay later financing this year. That’s up more than 11% year over year.