The Freedman’s Bank was the first opportunity for formerly enslaved people to save and protect their money. But its failure in less than a decade still haunts Black Americans today.

The reverberations of the Silicon Valley Bank collapse have taken down First Republic. What’s next for the financial industry?

Do banking rules need tightening? Do supervisors need better training and greater powers? The answer will influence what comes next.

As the government moved to backstop depositors affected by the collapse of Silicon Valley Bank and Signature Bank, surviving banks will end up footing the costs, says Laurie Stewart at Sound Community Bank in Seattle.

Viral terms like “bank run” do not help when we’re already looking at high prices, rising interest rates and big layoffs in tech.