Silicon Valley Bank

Regulators are more watchful, and banks are trying to be more resourceful.

Rising interest rates have cranked up the interest banks are paying depositors. But banks also have a lot of cash stuck in low-interest bonds and loans they made before the Federal Reserve started raising interest rates.

We’ll be getting a sense of how they’re doing as they report quarterly results this week.

Pressure to keep more capital puts constraints on banks, says Laurie Stewart of Sound Community in Seattle.

As venture capital becomes scarce, demand is rising for venture debt — the kind of loan Silicon Valley Bank provided before it collapsed.

Technology that can cause banks to fail overnight could force the Federal Reserve to upgrade its infrastructure, while continuing basic regulation to prevent failures from occurring in the first place.

Three major bank failures in two months. What happened to all those regulations?

The Federal Home Loan Bank system was created during the Great Depression to boost mortgage lending and absorb shocks for banks under stress.

In the wake of the Silicon Valley Bank debacle, the 1984 failure of Continental Illinois remains relevant.

The recent banking turmoil could further tighten credit conditions and slow down the economy.