The rules for required retirement account withdrawals

Rules for the required minimum distribution, as it's called, changed both before and during the pandemic.
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Americans can now tap 401(k)s without penalty. Here's how it works.

People affected by the crisis can access of up to $100,000 of their retirement savings without the usual 10% penalty.
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Some companies are cutting retirement contributions in the COVID-19 cash crunch

Apr 1, 2020
During the Great Recession, about 20% of companies scaled back matching funds.
You probably don't want to check your 401(k) just now, or you might look like this trader did on March 9.
Timothy A. Clary/AFP via Getty Images

How the SECURE Act changes saving for retirement

Jan 1, 2020
An economist and a financial planner break down the most important changes in the SECURE Act, which goes into effect Jan. 1.
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One idea to pay off student debt: use your retirement account

Dec 5, 2019
Senator Rand Paul wants to allow people to use retirement accounts to pay off student debt, tax- and penalty-free.
Dan Kitwood/Getty Images

Is the Trump administration leading an "anti-retirement savings movement"?

Nov 1, 2017
There are flaws in our retirement system, but GOP changes could make it worse, one expert says.
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How America's retirement savings system needs to change

Sep 29, 2017
Putnam Investments' CEO has some ideas for making defined contribution plans more relevant.
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Risky business: Tapping retirement funds for other uses

Nov 2, 2012
Increasingly, retirement funds are being used for anything but retirement. But there are huge risks involved with raiding your retirement to start a business or for private equity investments.
Increasingly, retirement funds are being used for anything but retirement. But there are huge risks involved with raiding your retirement to start a business or for private equity investments.
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Time to consolidate

Mar 20, 2012
Having had three job changes, my investments are in three locations, with a fourth about to start. I have a Roth and two 401(k)s. Is it a benefit to combine all investments into one account? I need to educate myself on my money. Most that I have invested is in aggressive funds. I am 47 and getting older each day!! Jeff, Tulsa, OK

Slim savings with consumer-driven health plan

Feb 13, 2012
There is a lot of theory motivating consumer-driven health plans like the HSA, much of it reminiscent of ideas promoted with the rise of the 401(k) retirement savings plan. Well, three decades later the 401(k) has turned out to be a deeply flawed pension. The same is likely to be true with consumer-driven healthcare plans.