There’s yet another proposal to get the government out of the mortgage-guarantee business

One of the last big unresolved issues from the financial crisis is what to do about Fannie Mae and Freddie Mac. Together with government-owned Ginnie Mae, they own or guarantee more than half the home loans in the country. Fannie and Freddie have been under conservatorship — bascially government protection and control — since 2008, when they nearly went belly up after the housing crisis. Lawmakers have proposed several solutions, but none have taken hold. 

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