Across the hallway from Mark Zuckerberg’s second round on Capitol Hill today there was another hearing taking place. This one was not quite so well-attended. Mick Mulvaney was there to be questioned on his role as acting director of the Consumer Financial Protection Bureau. Democrats have been worried that Mulvaney is a little overly-friendly to the industry he’s supposed to regulate. One item that came up is payday lending, the small short-term loans many low-income Americans use, and that tend to come with super high interest rates.