This is a picture of my spouse & me in front of our home with out buildings in the background. It shows our chosen family sport and our family pets.  Upper middle class; veterinary degree, retired military officer, own our home with mortgage, married 39 years, 2 grown sons, a fair amount of savings & investments for retirement, still working full time (64 y/o). Even so still just making ends meet without a lot of excess discressionary income.