What’s better: A share of B of A, or a debit fee?

This final note today. One share of Bank of America could be had at the close this afternoon for $6.35. The country’s biggest bank’s been in some trouble lately, as you might have heard here and elsewhere. So it’s doing whatever it can to get by.

Which now includes, apparently, charging people for using their own money. B of A announced today it’s going to start charging debit card users monthly fees. $5, starting in January.

Which gets me back to the share price. Which would you rather have? $5, or a share of B of A?