Good stuff this morning, including Hank Paulson’s phone records, a debate over requiring health insurance, and why Goldman always wins:

Is the balance of power shifting from banks to the borrowers? (Washington Post)

What did Hank Paulson know and when? (New York Post) The Post obtained the former Treasury Secretary’s phone records from last August.

Why Goldman always wins (The Atlantic) Great read.

A Real Clear Markets debate…

Wall Street pay must be fixed (Peter Morici)

Pay curbs are naive and unnecessary (John Tamny)

The FT takes on Wells Fargo (Financial Times)

Some people’s health insurance pays for everything (NPR)

Should Americans be required to have health insurance? (PBS NewsHour)