Citigroup has the money. They’re just not ready to pay us back yet. Plus, what’s the meaning of Dow 10,000? That and more:

Citigroup will pay taxpayers back when the economy improves (Reuters) They’ll pay us back when they feel like it?

(CEO Vikram Pandit) said Citigroup has plenty of capital to use to pay back the $20 billion.

“To us it’s really more about timing than capacity (to repay),” Pandit said, speaking at a conference at Barclays Capital in New York.

As Dow 10,000 looms, it’s a time to worry (Marketwatch)

Obama’s presidency isn’t too big to fail (The Nation)

Mark-to-Market didn’t cause the crisis (Real Clear Markets)

Will the global economy learn its lesson? (NPR)

What financial reforms do we still need? (PBS NewsHour)

ACORN grapples with the fallout of damaging video (NPR)